Your details and experience affect the cost of your premium- Premium rates are set by zip codes. Living in a major city like Chicago or Los Angeles means you are likely to pay more than if you reside in a nearby suburb.
How you can reduce your insurance premium- Most companies give a substantial discount to drivers who do less than 7,500 miles a year. If you use public transport instead of driving to work your premium is likely to go down. If that's inconvenient, how about carpooling?
How you can reduce your insurance premium- Review the status of all the drivers in your family together with your insurance agent. Most discounts apply only to a small portion of the policy, so you would be wise not to expect dramatic savings.
How you can reduce your insurance premium- Shop around. Instead of simply renewing the policy automatically, study the fine print of your policy to see if the policy terms or your current situation have changed in any way. Companies other than the one which currently handles your polcy might have better rates, but you won't know unless you find out for yourself. Most insurers give rates over the phone and many do it online as well, hence comparing premiums is as easy as it gets.
- Get an online insurance quote in 90 seconds!
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